Occupation: Technician
Industry: Agriculture
Age: 26
Location: West Palm Beach, FL
My Salary: $54,500
My Husband’s Salary: $120,000
Net Worth: ~$43,000 (My husband and I have mostly joint finances, but we still split bills based on our incomes. Joint savings: $21,050, 401(k): $10,580, Roth IRA: $3,349.23, saving account for my son: $245, checking account: $150, house: $42,000 (value is $370,000, mortgage is $328,000), two cars: $22,000 (one car’s value is $35,000, loan is $18,000, one car is paid off worth $5,000) minus debt.)
Debt: Credit card debt: $8,500, student loans: $47,056 (will hopefully get $10,000 forgiven)
My Paycheck Amount (2x/month): $1,345.24 (net)
My Husband’s Paycheck Amount (2x/month): $5,000 (gross)
Pronouns: She/her
Industry: Agriculture
Age: 26
Location: West Palm Beach, FL
My Salary: $54,500
My Husband’s Salary: $120,000
Net Worth: ~$43,000 (My husband and I have mostly joint finances, but we still split bills based on our incomes. Joint savings: $21,050, 401(k): $10,580, Roth IRA: $3,349.23, saving account for my son: $245, checking account: $150, house: $42,000 (value is $370,000, mortgage is $328,000), two cars: $22,000 (one car’s value is $35,000, loan is $18,000, one car is paid off worth $5,000) minus debt.)
Debt: Credit card debt: $8,500, student loans: $47,056 (will hopefully get $10,000 forgiven)
My Paycheck Amount (2x/month): $1,345.24 (net)
My Husband’s Paycheck Amount (2x/month): $5,000 (gross)
Pronouns: She/her
Monthly Expenses
Mortgage: $2,288 (We recently bought our townhouse during this crazy market. We originally thought we were going to have to rent, but we luckily found exactly what we needed while not going house poor. My husband covers the mortage every month.)
Credit Card: $250
Student Loans: $200
HOA: $383 (my expense)
Health Insurance: $630 (automatically deducted from my paychecks, covers my husband and me)
401(k): $184.02
TSP: $209.92
Roth TSP: $42
Life Insurance: $20.11
Electric: $130
Water: $53 (my expense)
Internet: $80 (my expense)
Phone: $140
Car Insurance: $335
Car Payment: $539
Child Care: $300-$400 (my half)
Amazon Prime: $15.13
Spotify: $18
Google Storage: $1.99
Streaming Services: we use various family accounts
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