World of Westgate Mastercard vs. Chase Sapphire Preferred
The Chase Sapphire Preferred® Card charges a $95 annual fee, but its rewards may justify the price tag for many: the card earns 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. The card’s welcome bonus also offers cardholders an opportunity to earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
If the rewards don’t make clear the major advantage the Chase Sapphire Preferred offers over the World of Westgate Mastercard, its benefits will: the Chase Sapphire Preferred provides trip cancellation/interruption insurance, auto rental collision damage waiver, purchase protection, extended warranty protection, baggage delay insurance and trip delay reimbursement.
World of Westgate Mastercard vs. Bilt Rewards Credit Card
Another card with a similar real-estate-focused rewards program is the Bilt World Elite Mastercard®. The card earns 1 point per dollar on rent payments with no fees (on up to 50,000 points each calendar year), 2 points per dollar on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), 3 points per dollar on dining and 1 points per dollar on all other purchases and charges no annual fee.
Redemption opportunities with the Bilt Rewards Card offer more flexibility than those of the World of Westgate Mastercard and include 1:1 points transfer to travel partners and the ability to use rewards to make rental and future mortgage payments. The card also offers many benefits you won’t see attached to the World of Westgate Mastercard, including cell phone protection, purchase security, trip cancellation and interruption protection, trip delay reimbursement, auto rental collision damage waiver, and a $5 Lyft credit after taking three rides in one calendar month and paying using your Bilt Mastercard.
World of Westgate Mastercard vs. Wells Fargo Active Cash
The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and charges no annual fee. The card also provides the opportunity to earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months and offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies.
For most cardholders, we’d expect the rewards potential of a card such as the Wells Fargo Active Cash to out-earn that of the World of Westgate Mastercard. Compared to many travel cards, the Wells Fargo Active Cash may not offer as many benefits, but it still does better than the World of Westgate Mastercard: the Wells Fargo Active Cash offers up to $600 in cell phone protection benefit for those who pay their monthly bill with the card, subject to a $25 deductible.
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