While there\u2019s nothing wrong with earning and redeeming points on each card separately, combining points provides you with even more opportunities. Two account balances together can help you reach award thresholds faster. Or, in some cases, transferring points from one account to another might open up additional redemption options only available on that specific card.<\/p>\n
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Compare Chase Credit Cards<\/h2>\n<\/div>\n
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Step 1: Link Your Chase Ultimate Rewards Accounts Together<\/h2>\n
Previously, Chase offered an option to link two household member\u2019s accounts online. However, you\u2019ll now need to link the two accounts by phone. Either member may initiate the process by calling the phone number on the back of their card. A phone representative will confirm you are household members and ask for the account number of the second card. Typically, cards are then linked instantly.<\/p>\n
It\u2019s important to note that you can only link accounts that are both in the same name (for example, if you have both a personal and business account that earn Ultimate Rewards) or with someone in the same household. On business cards, you may also link accounts between the cardholder and the company owner.<\/p>\n
Linking accounts does not automatically combine any points. Any time you wish to combine all or some of your points, you\u2019ll need to transfer points instantly through a second step.<\/p>\n
Step 2: Transfer Points From One Account to Another<\/h2>\n
Once the household member\u2019s card is added to your Chase Ultimate Rewards account by phone, you\u2019ll have the ability to transfer points between accounts completely online. So, you only need to call in once to get things started.<\/p>\n
Transferring Ultimate Rewards from one household member to another from that point forward is exactly the same as combining points between your own two accounts. From your main rewards page, you\u2019ll see an option to Combine Points. Clicking here will bring you to a page that easily lays out your cards\u2014and any others you\u2019ve linked\u2014and walks you through the process of moving points.<\/p>\n
For many people, this point forward will be intuitive. The Chase interface makes it easy to choose which cards are being combined and input a specific number of points to move. For more details, though, you can see our guide on how to combine Ultimate Rewards points.<\/p>\n
Bottom Line<\/h2>\n
Unfortunately, linking two Ultimate Rewards accounts must be done by phone now, but it\u2019s a one-time chore. Once your accounts are linked, it\u2019s easy to combine points with a household member. By doing so, you\u2019ll be able to save up points for larger redemptions or have access to premium redemption options only available on select cards, making this an exercise you won\u2019t want to skip.<\/p>\n
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Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Known for its versatility and value, Chase Ultimate Rewards\u00ae is one of the most popular credit card programs around. Points are easy to earn and since there are multiple cards offering different earning structures, …<\/p>\n","protected":false},"author":1,"featured_media":38807,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[161],"tags":[],"_links":{"self":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts\/38806"}],"collection":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/comments?post=38806"}],"version-history":[{"count":0,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts\/38806\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/media\/38807"}],"wp:attachment":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/media?parent=38806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/categories?post=38806"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/tags?post=38806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}