{"id":38846,"date":"2022-12-30T18:56:04","date_gmt":"2022-12-30T18:56:04","guid":{"rendered":"http:\/\/www.brandon.ddtest.info\/multisite-test\/refinance-student-loans-without-cosigner\/"},"modified":"2022-12-30T18:56:04","modified_gmt":"2022-12-30T18:56:04","slug":"refinance-student-loans-without-cosigner","status":"publish","type":"post","link":"http:\/\/www.brandon.ddtest.info\/multisite-test\/refinance-student-loans-without-cosigner\/","title":{"rendered":"Refinance Student Loans Without Cosigner"},"content":{"rendered":"<p> \n<\/p>\n<div id=\"\">\n<tr class=\"row-2 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img loading=\"lazy\" width=\"400\" height=\"128\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/06\/brazos-education-lending-logo-proper-size.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"brazos student loan refinance\" decoding=\"async\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/06\/brazos-education-lending-logo-proper-size.png 400w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/06\/brazos-education-lending-logo-proper-size-300x96.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/06\/brazos-education-lending-logo-proper-size-150x48.png 150w\" sizes=\"(max-width: 400px) 100vw, 400px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/brazos\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    4.08%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    4.21%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"brazos\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    4.21%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    4.08%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                690<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $10,000 to $400,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 7, 10, 15, 20<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Military deferment, forbearance<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                Late fee<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must have a credit score of at least 720, a minimum income of $60,000, and must be a resident of Texas<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Does not disclose<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                No<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                Firstmark Services<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $100,000 &#8211; $149,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                $200,000 &#8211; $400,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Does not disclose<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"364\" height=\"55\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/04\/citizens_logo_updated_trans-png-e1617987461443.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/04\/citizens_logo_updated_trans-png-e1617987461443.png 364w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/04\/citizens_logo_updated_trans-png-e1617987461443-300x45.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2021\/04\/citizens_logo_updated_trans-png-e1617987461443-150x23.png 150w\" sizes=\"(max-width: 364px) 100vw, 364px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/citizens-bank\/#citizens-bank-student-loan-refinancing\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    5.09%+<sup>1<\/sup><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    5.39%+<sup>1<\/sup><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"citizens-bank-refi\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    5.39%+<sup>1<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    5.09%+<sup>1<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                Does not disclose<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $10,000 to $750,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 7, 10, 15, 20<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Immediate repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                Late fee<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay, loyalty<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone, chat<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                After 24 to 36 months<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                Firstmark Services<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $100,000 to $149,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                Less than $150,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"768\" height=\"215\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo-768x215.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo-768x215.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo-600x168.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo-1200x335.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo-300x84.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/03\/collegeave-logo.png 1481w\" sizes=\"(max-width: 768px) 100vw, 768px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/college-ave\/#college-ave-student-loan-refinancing\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    4.44%+<sup>2<\/sup><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    4.99%+<sup>2<\/sup><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"college-ave\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    4.99%+<sup>2<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    4.44%+<sup>2<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                 Does not disclose<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $5,000 to $300,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 7, 10, 12, 15<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Military deferment, forbearance, loans discharged upon death or disability<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                Late fee<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                All states except for ME<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone, chat<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                After 24 to 36 months<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                College Ave Servicing LLC<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $100,000 to $149,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                Less than $300,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"459\" height=\"189\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/03\/edvestinu.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"edvestinu student loan refinance\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/03\/edvestinu.png 459w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/03\/edvestinu-300x124.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2019\/03\/edvestinu-150x62.png 150w\" sizes=\"(max-width: 459px) 100vw, 459px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/edvestinu\/#edvestinu-student-loan-refinancing-review\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    7.41%+<sup>5<\/sup><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    7.41%+<sup>5<\/sup><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"edvestinu\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    7.41%+<sup>5<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    6.84%+<sup>5<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                700<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $7,500 to $200,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 10, 15, 20<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Immediate repayment, academic deferment, forbearance, loans discharged upon death or disability<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen or permanent resident and submit two personal references<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                After 36 months<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                Granite State Management &amp; Resources (GSM&amp;R)<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $150,000 to $249,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                $150,000 to $199,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing :<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"213\" height=\"66\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/10\/elfi-logo.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/10\/elfi-logo.png 213w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/10\/elfi-logo-150x46.png 150w\" sizes=\"(max-width: 213px) 100vw, 213px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/elfi\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    3.53%+<sup>3<\/sup><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    4.83%+<sup>3<\/sup><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"elfi\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    4.83%+<sup>3<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    3.53%+<sup>3<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                680<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $10,000 to $250,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 7, 10, 12, 15, 20<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Forbearance<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen or permanent resident, have at least $15,000 in student loan debt, and have a bachelor\u2019s degree or higher from an approved school<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                No<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                Mohela<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $250,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                $250,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"440\" height=\"120\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/08\/logo-invested@2x.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/08\/logo-invested@2x.png 440w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/08\/logo-invested@2x-300x82.png 300w\" sizes=\"(max-width: 440px) 100vw, 440px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/invested\/#invested-refinancing\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    5.12%+<sup>4<\/sup><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    5.18%+<sup>4<\/sup><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"invested-slr\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    5.18%+<sup>4<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    5.12%+<sup>4<\/sup><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                670<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $5,000 to $250,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 10, 15, 20<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Academic deferment, military deferment, forbearance<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                Late fee<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be U.S. citizen or permanent resident<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone, chat<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Max undergraduate loan balance:<\/span><br \/>\n                                $250,000<\/li>\n<li><span class=\"font-weight-bold\">Max graduate loan balance:<\/span><br \/>\n                                $250,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"446\" height=\"118\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/LendKey-e1626094327612.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/LendKey-e1626094327612.png 446w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/LendKey-e1626094327612-300x79.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2020\/03\/LendKey-e1626094327612-150x40.png 150w\" sizes=\"(max-width: 446px) 100vw, 446px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/lendkey\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">  <span><br \/>\n    4.0%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<td class=\"column-3\">  <span><br \/>\n    3.99%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"lendkey-slr\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    3.99%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                  <span><br \/>\n    4.0%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                700<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $5,000 to $300,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 7, 10, 15<\/li>\n<li><span class=\"font-weight-bold\">Max. undergraduate Loan Balance:<\/span><br \/>\n                                $125,000<\/li>\n<li><span class=\"font-weight-bold\">Time to Fund:<\/span><br \/>\n                                10 to 30 days<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Immediate repayment, forbearance <\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                Late fee<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen or permanent resident and have already graduated with at least an associate degree from an eligible institution<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                After 12 months<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                LendKey Technologies Inc.<\/li>\n<li><span class=\"font-weight-bold\">Max. graduate Loan Balance:<\/span><br \/>\n                                $175,000<\/li>\n<li><span class=\"font-weight-bold\">Credible Review:<\/span><br \/>\n                                <a href=\"https:\/\/www.credible.com\/lenders\/lendkey\/\">LendKey Student Loans review<\/a><\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                No<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"250\" height=\"92\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/01\/mefa-logo.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/mefa\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">N\/A<\/td>\n<td class=\"column-3\">  <span><br \/>\n    4.75%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"mefa\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    4.75%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                N\/A<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                670<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $10,000 up to the total amount<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                7, 10, 15<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Military deferment, loans discharged upon death or disability<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen or permanent resident and have at least $10,000 in student loans<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                No<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                AES<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                No maximum<\/li>\n<li><span class=\"font-weight-bold\">Max. Gradaute Loan Balance:<\/span><br \/>\n                                No maximum<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"768\" height=\"296\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200-768x296.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200-768x296.png 768w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200-600x232.png 600w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200.png 1200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200-300x116.png 300w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2018\/04\/penfed-purefy-1200-150x58.png 150w\" sizes=\"(max-width: 768px) 100vw, 768px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/penfed\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">N\/A<\/td>\n<td class=\"column-3\">  <span><br \/>\n    5.49%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"penfed\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    5.49%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                N\/A<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                670<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $7,500 to $300,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 8, 12, 15<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Does not disclose<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Must be a U.S. citizen and have and at least $7,500 in student loans<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone, chat<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Yes<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                After 12 months<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                PenFed<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $300,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                $300,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n<td class=\"column-1\"><center><\/p>\n<div class=\"tablepress-lender__logo__container\">\n                <img width=\"202\" height=\"44\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/RISLA-Logo-1.png\" class=\"tablepress-lender__logo wp-post-image\" alt=\"\" decoding=\"async\" loading=\"lazy\" srcset=\"https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/RISLA-Logo-1.png 202w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/RISLA-Logo-1-200x44.png 200w, https:\/\/www.credible.com\/blog\/wp-content\/uploads\/2017\/11\/RISLA-Logo-1-150x33.png 150w\" sizes=\"(max-width: 202px) 100vw, 202px\"\/>            <\/div>\n<p><\/p>\n<div class=\"tablepress-rating-shortcode\">\n<div class=\"heading__container\">\n                <span class=\"heading\"><br \/>\n                                            <a href=\"https:\/\/www.credible.com\/lenders\/risla\/\">Credible Rating<\/a><br \/>\n                                    <\/span><\/p>\n<div class=\"even\" data-toggle=\"tip\" data-placement=\"top left\">\n                        <img class=\"icon-help\" src=\"https:\/\/www.credible.com\/blog\/wp-content\/themes\/credible\/assets\/images\/lender-rating\/icon-help-dark.svg\"\/><br \/>\n                        <span class=\"tip\"><br \/>\n                            <span class=\"tip-content\">Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. <a href=\"https:\/\/www.credible.com\/blog\/credible-rating-lender-methodology\/\">Read our full methodology.<\/a><\/span><br \/>\n                            <span class=\"tip-arrow\"\/><br \/>\n                        <\/span>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>        <\/center><\/td>\n<td class=\"column-2\">N\/A<\/td>\n<td class=\"column-3\">  <span><br \/>\n    5.29%+<sup\/><br \/>\n  <\/span>\n<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<div id=\"risla\" class=\"collapse tablepress-lender-details__container\">\n<ul>\n<li><span class=\"font-weight-bold\">Fixed APR:<\/span><br \/>\n                                  <span><br \/>\n    5.29%+<sup\/><br \/>\n  <\/span>\n<\/li>\n<li><span class=\"font-weight-bold\">Variable APR:<\/span><br \/>\n                                N\/A<\/li>\n<li><span class=\"font-weight-bold\">Min. credit score:<\/span><br \/>\n                                680<\/li>\n<li><span class=\"font-weight-bold\">Loan amount:<\/span><br \/>\n                                $7,500 to $250,000<\/li>\n<li><span class=\"font-weight-bold\">Loan terms (years):<\/span><br \/>\n                                5, 10, 15<\/li>\n<li><span class=\"font-weight-bold\">Repayment options:<\/span><br \/>\n                                Academic deferment, military deferment, forbearance, loans discharged upon death or disability<\/li>\n<li><span class=\"font-weight-bold\">Fees:<\/span><br \/>\n                                None<\/li>\n<li><span class=\"font-weight-bold\">Discounts:<\/span><br \/>\n                                Autopay<\/li>\n<li><span class=\"font-weight-bold\">Eligibility:<\/span><br \/>\n                                Available in all 50 states; must also have at least $7,500 in student loans and a minimum income of $40,000<\/li>\n<li><span class=\"font-weight-bold\">Customer service:<\/span><br \/>\n                                Email, phone<\/li>\n<li><span class=\"font-weight-bold\">Soft credit check:<\/span><br \/>\n                                Does not disclose<\/li>\n<li><span class=\"font-weight-bold\">Cosigner release:<\/span><br \/>\n                                No<\/li>\n<li><span class=\"font-weight-bold\">Loan servicer:<\/span><br \/>\n                                Rhode Island Student Loan Authority<\/li>\n<li><span class=\"font-weight-bold\">Max. Undergraduate Loan Balance:<\/span><br \/>\n                                $150,000 &#8211; $249,000<\/li>\n<li><span class=\"font-weight-bold\">Max. Graduate Loan Balance:<\/span><br \/>\n                                $200,000 &#8211; $249,000<\/li>\n<li><span class=\"font-weight-bold\">Offers Parent PLUS Refinancing:<\/span><br \/>\n                                Yes<\/li>\n<\/ul><\/div>\n<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n<td colspan=\"3\" class=\"column-1\"><b>Compare personalized rates from multiple lenders without affecting your credit score. 100% free!<\/b><center><a class=\"btn btn-warning\" href=\"https:\/\/www.credible.com\/refi\/prequal\">Compare Now<\/a><br \/><!-- TrustBox widget - Micro Combo --><\/p>\n<p><!-- End TrustBox widget --><\/center><\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n<td colspan=\"3\" class=\"column-1\">\n<p style=\"text-align: center;\"><small>All APRs reflect autopay and loyalty discounts where available | <a href=\"https:\/\/www.citizensbank.com\/student-lending\/DisclosureHub.aspx#rate-lowest\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>1<\/sup>Citizens Disclosures <\/a> | <a href=\"https:\/\/www.credible.com\/a\/college-ave-disclosures\/\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>2<\/sup>College Ave Disclosures <\/a> | <a href=\"https:\/\/www.credible.com\/a\/edvestinu-apr-details-refi\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>5<\/sup>EDvestinU Disclosures <\/a> | <a href=\"https:\/\/www.elfi.com\/terms\/\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>3<\/sup> ELFI Disclosures<\/a> | <a href=\"https:\/\/www.credible.com\/a\/invested-slr-disclosures\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>4<\/sup>INvestEd Disclosures<\/a> | <a href=\"https:\/\/www.credible.com\/a\/isl-student-loan-refi-disclosure\" target=\"_blank\" rel=\"noopener noreferrer\"><sup>7<\/sup>ISL Education Lending Disclosures<\/a> <\/small><\/p>\n<\/td>\n<\/tr>\n<\/div>\n\n<br \/><a href=\"https:\/\/news.google.com\/__i\/rss\/rd\/articles\/CBMiV2h0dHBzOi8vd3d3LmNyZWRpYmxlLmNvbS9ibG9nL3JlZmluYW5jZS1zdHVkZW50LWxvYW5zL3N0ZXBzLXRvLXRha2Utd2l0aG91dC1hLWNvc2lnbmVyL9IBAA?oc=5\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credible Rating Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology. 4.08%+ 4.21%+ Fixed APR: 4.21%+ &hellip;<\/p>\n","protected":false},"author":1,"featured_media":38847,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[161],"tags":[],"_links":{"self":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts\/38846"}],"collection":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/comments?post=38846"}],"version-history":[{"count":0,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/posts\/38846\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/media\/38847"}],"wp:attachment":[{"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/media?parent=38846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/categories?post=38846"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.brandon.ddtest.info\/multisite-test\/wp-json\/wp\/v2\/tags?post=38846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}