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To the editor:<\/b> Section 4 of the 14th Amendment, the U.S. Constitution\u2019s public debt clause, proclaims, \u201cThe validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned.\u201d (\u201cThe U.S. is expected to hit a debt limit Thursday: What happens next?<\/a>\u201d June 18)<\/p>\n Given this constitutional requirement, isn\u2019t it time to put an end to this malaise and just have the president issue an executive order to eliminate the debt ceiling limit altogether, since Congress failed to do this on its own?<\/p>\n John Winkelman, Rancho Mission Viejo<\/i><\/p>\n ..<\/p>\n To the editor:<\/b> Back in 2011, the national debt hovered near $15 trillion. Today, we\u2019re at about $31.5 trillion. This week, the federal government reached its debt ceiling.<\/p>\n Congress spends too much money, period. The Republicans and Democrats are almost equally bad at it. Some Republicans want to use the debt ceiling fight to lower future spending. The chances of their being successful are slim to none.<\/p>\n Congress just spends and spends with no thought of financial responsibility. That is a formula for disaster. <\/p>\n Readers should check out the 2009 book \u201cThis Time Is Different,\u201d by Harvard economists Kenneth Rogoff and Carmen Reinhart. Too much debt leads to the decline and ultimate destruction of great countries, and the U.S. today is not exempt from this outcome. <\/p>\n Doug McDermott, Santa Monica<\/i><\/p>\n ..<\/p>\n To the editor:<\/b> I am a bit confused by the Republicans\u2019 concern about raising the federal debt limit. If it wasn\u2019t for the easy access to credit in America, our economy would not be as successful as it is. <\/p>\n Every day I am besieged with credit offers, teaser rates and increased limits even though I have more than enough accounts and am retiring those I no longer use. Perhaps the Republicans can turn their attention to growing consumer debt and offer some policy changes to reverse that trend.<\/p>\n