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Despite its $250 annual fee, the American Express\u00ae Gold Card<\/a> (terms apply, see rates & fees<\/a>) is an excellent card for everyday spending, offering solid rewards rates on purchases at U.S. supermarkets and at restaurants.<\/p>\n When you first get the card, you can earn a large welcome bonus by meeting a minimum spending requirement. Here\u2019s what to know about the Amex Gold Card\u2019s welcome bonus, how it\u2019s earned and how to make the most of your Amex Membership Points<\/a>.<\/p>\n Featured Partner Offer<\/span><\/p>\n Up to 4X Reward Rate<\/p>\n Earn 4X Membership Rewards\u00ae points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards\u00ae points at<\/span>Read More<\/a><\/p>\n<\/div>\n<\/div>\n Earn 60,000 points<\/p>\n<\/div>\n 20.24%-27.24% Variable<\/p>\n<\/div>\n Excellent\/Good\t(700 – 749)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n Editorial Review<\/p>\n Foodies and travelers can leverage the American Express\u00ae Gold Card to the hilt, earning up to 4x points. The annual fee may seem intimidating, but by using the included benefits and doing some spending, it’s easy to come out ahead.<\/p>\n<\/div>\n Pros & Cons<\/p>\n Card Details<\/p>\n \n\t\t\t\t<\/div>\n Card welcome bonuses often change, with card issuers regularly running limited-time promotions. Amex will often make targeted offers to its prospective customers, depending on when and how they apply.<\/p>\n As a result, if you see an increased welcome offer on the card\u2019s landing page, it may not be there if you leave the page and come back. Currently, eligible cardmembers can earn 60,000 Membership Rewards\u00ae points after spending $4,000 on purchases in the first 6 months of card membership. We\u2019ve seen offers ranging from 60,000 to 100,000 bonus points, which can help you determine which offer you\u2019d like to apply for.<\/p>\n Based on the terms of the welcome bonus you are offered you\u2019ll be given a minimum spending threshold you\u2019ll need to meet to earn the bonus. Currently, eligible cardmembers can earn 60,000 Membership Rewards\u00ae points after spending $4,000 on purchases in the first 6 months of card membership<\/p>\n If you can meet that requirement without changing your spending habits, you don\u2019t need to make any additional effort to accomplish your goal.<\/p>\n However, if your regular spending won\u2019t meet that minimum, or you want to earn the bonus faster, there are some ways to make that happen, such as:<\/p>\n If you\u2019re close to the deadline and still haven\u2019t reached your goal, you may consider paying a convenience fee to pay your rent or mortgage payment through a service like Plastiq, which charges a 2.85% fee.<\/p>\n However, you should only consider these options as a last resort, as they can put some stress on your budget.<\/p>\n According to American Express, it can take up to eight to 12 weeks for your Amex Gold Card welcome bonus to be credited to your account after you\u2019ve met the minimum spending requirement. However, your points could post in as little as a few days.<\/p>\n Keep in mind, though, that Amex may withhold or revoke a bonus if it believes that you\u2019re trying to game the system<\/a>. As a result, it\u2019s important to avoid:<\/p>\n The Amex Gold Card earns 4 Membership Rewards\u00ae points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards\u00ae points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards\u00ae points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases.<\/p>\n The Amex Gold Card earns rewards in the form of Membership Rewards points, which you can redeem directly with American Express or transfer to one of the card issuer\u2019s airline or hotel partner programs.<\/p>\n American Express offers a lot of flexibility with its rewards program, but most redemption options give you less than the standard value of 1 cent per point:<\/p>\n You can also transfer points to one of the card issuer\u2019s many travel partners, which could allow you to get more value out of your rewards. Most offer a 1:1 transfer ratio, but not all. Additionally, Amex sometimes offers bonuses with select partners. Here\u2019s a list of options with nonstandard transfer ratios noted:<\/p>\n The American Express Gold Card comes with a hefty $250 annual fee, which puts it in the mid-tier price range for rewards cards.<\/p>\n However, the card comes with some valuable perks that can help you make up for that cost even beyond the rewards program. The card offers up to $120 in Uber Cash each year that you can use for Uber rides or UberEats orders in the U.S., as well as up to $120 in annual dining credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. For both benefits, you\u2019ll receive up to $10 in value each month. Enrollment is required for select benefits.<\/p>\n If you can maximize those two perks alone, you\u2019ll be able to recoup up to $240, which almost covers the card\u2019s annual fee.<\/p>\n The American Express Gold Card offers a lot of value, both up front and over time. Before you apply, though, make sure that you can earn the welcome bonus without overspending, and determine whether the card\u2019s rewards rates, perks and annual fee are a good fit for you in the long run.<\/p>\n To view rates and fees for the American Express\u00ae Gold Card please visit this page<\/a>.<\/em><\/p>\n <\/p>\nAmerican Express\u00ae Gold Card<\/h3>\n<\/p>\n<\/div>\n
Welcome Bonus<\/h4>\n
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What Is the Amex Gold Card Welcome Bonus?<\/h2>\n
How To Get the Amex Gold Welcome Bonus<\/h2>\n
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How Long Does It Take To Get Your American Express Gold Card Points?<\/h2>\n
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How To Earn Points With the Amex Gold Card<\/h2>\n
How To Redeem Amex Membership Rewards Points<\/h2>\n
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Is the Amex Gold Card Annual Worth the Fee?<\/h2>\n
Find The Best American Express Credit Cards Of 2023<\/h2>\n<\/div>\n<\/div>\n<\/div>\n
Bottom Line<\/h2>\n